Michael Ruge on Smarter Density and the Housing Crisis
Michael Ruge explores smarter density, basement suites, mixed-use development and creative ways to help address Canada’s housing crisis.
Michael Ruge: How Private Lending Structures Work in Real Estate Development
Michael Ruge explains how secured private lending can fund real estate development, including repayment, compounded returns and long-term upside.
Rent-to-Own That Actually Works: Michael Ruge’s 10-Year Plan for Homeownership
Let's talk about rent-to-own. If you've looked into it, you've probably found a lot of sketchy offers. Two or three year terms, hidden fees, and contracts that heavily favour the…
Why This Book Matters Right Now – Michael Ruge
Building Hope in Housing: Why This Book Matters Right Now Few things are more fundamental than having a place to call home. Yet across Canada and North America, housing has…
The Car is the Culprit – Michael Ruge on Walkable Wealth
Why your commute is actually making the housing crisis worse Let’s do a quick honesty check. How much time did you spend in a car this week? An hour a…
Rent-to-Own Reimagined: How Michael Ruge is Ditching the Deposit
The Broken Model of Rent-to-Own Let’s talk about Rent-to-Own. Historically, the concept has had a bit of a bad reputation. In fact, Michael Ruge calls it "predatory." The stats are shocking: usually,…